Washington online payday loans Terms and Fees


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Washington payday loans: Terms & Fees

For questions or complaints regarding your payday loan in Washington please contact the Washington Department of Financial Institutions at (877) 746-4334.

The maximum amount of payday loan in Washington will be $700.00.

Payment Plan –
After three successive payday loan in Washington without being in default you may convert your loan to a multi-payment plan. Successive loans are defined as loans made no more than three business days between full repayment one loan and the beginning date of the next loan.
Multi-payment plan allows you to make all your payments in at least three payments over a sixty day period by paying a one-time fee equal to the finance charge.
You have a right to cancel a loan you take by returning the amount of the loan in cash, or returning the check we give you to our office by close of business next business day following the date of the loan. You will not be charged anything for canceling the loan and any postdated check or electronic equivalent you give us will be returned to you. .

Terms of Loan
• Your payday loan in Washington will be due on your next payday that falls between 8 to 31 days from the date of the loan.
• If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.

Loan Extensions
Washington law requires that you must pay your payday loan in Washington in full on the due date.
Fees and Charges
Your loan fees is 15.00 per $100 borrowed for the first $500 and then 10.00 per $100 borrowed.
Fees Schedule and APR

Loan Amount
	$100	$200	$300	$400	$500	$600	$700
Days	Finance Charge / APR
8	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
8	684.38%	684.38%	684.38%	684.38%	684.38%	646.35%	619.20%
9	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
9	608.33%	608.33%	608.33%	608.33%	608.33%	574.54%	550.40%
10	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
10	547.50%	547.50%	547.50%	547.50%	547.50%	517.08%	495.36%
11	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
11	497.73%	497.73%	497.73%	497.73%	497.73%	470.08%	450.32%
12	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
12	456.25%	456.25%	456.25%	456.25%	456.25%	430.90%	412.80%
13	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
13	421.15%	421.15%	421.15%	421.15%	421.15%	397.76%	381.04%
14	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
14	391.07%	391.07%	391.07%	391.07%	391.07%	369.35%	353.83%
15	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
15	365.00%	365.00%	365.00%	365.00%	365.00%	344.72%	330.24%
16	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
16	342.19%	342.19%	342.19%	342.19%	342.19%	323.18%	309.60%
17	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
17	322.06%	322.06%	322.06%	322.06%	322.06%	304.17%	291.39%
18	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
18	304.17%	304.17%	304.17%	304.17%	304.17%	287.27%	275.20%
19	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
19	288.16%	288.16%	288.16%	288.16%	288.16%	272.15%	260.71%
20	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
20	273.75%	273.75%	273.75%	273.75%	273.75%	258.54%	247.68%
21	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
21	260.71%	260.71%	260.71%	260.71%	260.71%	246.23%	235.88%
22	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
22	248.86%	248.86%	248.86%	248.86%	248.86%	235.04%	225.16%
23	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
23	238.04%	238.04%	238.04%	238.04%	238.04%	224.82%	215.37%
24	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
24	228.13%	228.13%	228.13%	228.13%	228.13%	215.45%	206.40%
25	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
25	219.00%	219.00%	219.00%	219.00%	219.00%	206.83%	198.14%
26	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
26	210.58%	210.58%	210.58%	210.58%	210.58%	198.88%	190.52%
27	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
27	202.78%	202.78%	202.78%	202.78%	202.78%	191.51%	183.47%
28	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
28	195.54%	195.54%	195.54%	195.54%	195.54%	184.67%	176.91%
29	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
29	188.79%	188.79%	188.79%	188.79%	188.79%	178.30%	170.81%
30	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
30	182.50%	182.50%	182.50%	182.50%	182.50%	172.36%	165.12%
31	$15.00	$30.00	$45.00	$60.00	$75.00	$85.00	$95.00
31	176.61%	176.61%	176.61%	176.61%	176.61%	166.80%	159.79%

Community cash loans LLC is insured, bonded, and licensed to make online payday loan.

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Payday loan terms used
Payday loans l Cash advance l Emergency Online Loan l Quick cash l Fast online loans l Unsecured Personal loan l Short term Loan
Payday Glossary

"Thank you for helping me when I needed you the most. My loan was on time. I appreciate your prompt and professional service. Thanks a lot."
-Kenneth S.

The operator of this website makes payday loans only in the states it has a license. In the states where it does not make cash advances it will refer your application to the best cash advance lender based on your application. The operator of this Website is not an agent or representative of any lender and does not endorse any service or product. Cash advance deposit times may vary between lenders and in some cases faxing may be required. Completion of this application on this site does not guarantee that you will be approved for a cash advance loan. This service is not available in all states and the states serviced by this Website may change without notice.

Typically lenders will not perform credit checks with the three credit reporting agencies Equifax, Experian or Trans Union. Lenders may perform credit checks from alternate providers. These reports, however, will not affect your credit score.