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| Payday Loans by
Community
Cash Loans
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TERMS
OF USE
PLEASE READ THIS AGREEMENT CAREFULLY
BEFORE USING THIS WEBSITE
BY USING OUR WEBSITE, YOU ACKNOWLEDGE THAT YOU
HAVE READ THIS AGREEMENT AND AGREED WITHOUT LIMITATION
OR QUALIFICATION, TO BE LEGALLY BOUND BY THIS
AGREEMENT AND THE TERMS OF COMMUNITY CASH LOANS
LLC PRIVATE POLICY WHICH IS INCORPORATED HEREIN
AS THOUGH FULLY SET FORTH. PLEASE DO NOT USE THE
WEBSITE IF YOU DO NOT AGREE TO THESE TERMS.
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SERVICES
Community Cash Loans
LLC makes cash advance payday loans in the states
it is licensed to make loans. In all other states
it provides loan matching service to match consumers
looking for cash advance payday loans with prospective
lenders participating in our network of cash advance
payday loan lenders. To use the service, you must
complete one or more quick loan applications that
request specific information from you, including
but not limited to name, address, telephone number,
email address, social security number, drivers’
license number, banking account information, employment
information, and personal references. Community
Cash Loans LLC’s collection and use of this
information is subject to the site’s privacy
policy. In order to use this website or service,
you must agree to these terms and conditions as
well as the privacy policy, which are incorporated
herein by reference.
Once you submit payday loan cash advance application
to Community Cash Loans LLC we may share your information
with one or more participating lenders in the states
where we do not lend. By submitting the cash advance
payday loan application you understand and agree
that you are submitting an inquiry about a loan
product to the company and each of the participating
lenders to whom |
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Community Cash Loans
LLC transmits your cash advance payday loan application.
By submitting your cash advance payday loan application
you are extending an express request to Community
Cash Loans LLC and each of their participating lenders
with whom your information is shared to contact
you by any means including email, phone, and/or
mail so that they may assist you with your financial
needs and to provide information to you about additional
offers in which you may be interested.
Participating lenders of cash advance payday loans
who receive your information from Community Cash
Loans LLC review your information in real-time to
determine whether your information meets the lender’s
payday loan qualification criteria. Participating
lenders may, among other things, verify your social
security number, perform a credit check with national
credit bureaus and review your information against
national databases that track transactions with
lenders. By submitting your application you agree
to allow participating lenders to review, research
and verify your information.
If any of the participating payday loan lenders
determine that your cash advance payday loan application
meets their loan qualification criteria Community
Cash Loans LLC website will redirect your browser
to the lender’s website. You understand and
agree that, once you have been redirected to the
lender’s website, Community Cash Loans LLC
has no further involvement. Your subsequent interaction
with the lender is subject to privacy, terms of
use and other policies and/or terms enforced by
that lender. |
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| Community Cash Loans
LLC does not endorse or recommend the products of
any particular lender. It is not an agent of you
or any particular lender. Community Cash Loans LLC
is not involved with the lender’s use and/or
review of your application information or in making
a determination about whether you meet a particular
lender’s loan qualification criteria. The
lender is solely responsible for its services to
you, and you agree that Community Cash Loans LLC
shall not be liable for any damages or costs of
any type arising out of or in any way connected
with your use of the loan matching service. You
understand that participating lender may keep your
application information, whether or not you are
qualified for a loan with them. |
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| Community Cash Loans
LLC reserves the right to change any information,
features and/or functions of the loan matching service
without prior notice. Community Cash Loans LLC reserves
the right to deny you access to all or part of the
services without prior notice. It specifically disclaims
any responsibility for any errors or delays in providing
the loan matching services caused by errors in any
of the application information provided by you or
by any technical problems beyond its control. |
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| INDEMNITY |
| As a condition
of using this website and the services offered herein,
you agree to indemnify Community Cash Loans LLC
and its participating lenders from and against any
and all liabilities, expenses and damages arising
out of claims resulting from your use of this website,
including without limitation any claims alleging
facts that if true would constitute a breach by
you of these terms. |
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| DISCLAIMERS
AND LIMITATIONS |
| The website and
the information, software, products, and services
associated with are provided as is. Community Cash
Loans LLC expressly disclaims and warranty of any
kind, whether expressed or implied, as to any matter
whatsoever relating to the website and any information,
software, products or services provided herein included
without limitation the warranties of title, non-infringement,
merchantability, or fitness for a particular purpose. |
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| Community Cash Loans
LLC makes no warranty as to the results that may
be achieved by using this website and the information,
software, products and services associated with
it. Use of the website and/or services is your own
risk. |
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| Community Cash Loans
LLC and its participating lenders or any of their
officers and directors, agents, employees, successors,
assigns, content providers, or service providers
will not be liable for any direct or indirect incidental,
consequential, special or punitive damages or other
injury arising out of or in any way connected with
the use of this website and services or with the
delay or inability to use the website, whether resulting
in whole or in part, from breach of contract, tortuous
behavior, negligence, strict liability or otherwise,
even if Community Cash Loans LLC or its participating
lenders have been advised of the possibility of
implied warranties, so the disclaimers and limitations
above may not apply to you in such states the respective
liability of Community Cash Loans LLC, its participating
lenders, and or officers, directors, agents, subsidiary,
affiliates, employees, successors, assigns, content
providers and service providers is limited to the
greatest extent permitted by law. |
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| GOVERNING LAW. |
| The transactions
related to loans will be deemed to have taken place
in the offices of Community Cash Loans LLC and according
to the laws of Utah, regardless of where you may
be viewing or accessing this site. |
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| TELETRACK. |
| I agree to allow
a search of the Teletrack database. The Teletrack
database is a national database of consumers
and contains information about trnsactions
with lending institutions. |
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| CL VERIFY. |
| I agree to allow
a search of the CL Verify database. The CL Verify
database is a national database of consumers and
contains information about transactions with lending
institutions. |
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| FACTOR TRUST. |
| I agree to allow
a search of the Factor Trust database. The Factor
Trust database is a national database of consumers
and contains information about transactions with
lending institutions. |
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| AGREEMENT TO
ARBITRATE DISPUTES. |
| All disputes and
controversies of every kind and nature between the
parties hereto arising out of or in connection with
this agreement as to the existence, construction,
validity, interpretation or meaning, performance,
nonperformance, enforcement, operation, breach,
continuance, or termination therefore, as well as
whether the controversy or dispute is subject to
arbitration, and the amount of any loss or damage,
shall be submitted to arbitration in a jurisdiction
to be chosen by Community Cash Loans LLC before
three arbitrators appointed by the American Arbitration
Association pursuant to the commercial rules of
the American Arbitration Association in effect at
the time any arbitration proceeding is commenced,
which rules are hereby incorporated by reference
thereto and made a part of this agreement. The foregoing
notwithstanding, the company retains the authority
to institute an action in any court to recover sums
due company by customer hereunder. The arbitration
award shall be final and binding upon both parties
and judgment upon such arbitration award may be
entered in any court having jurisdiction. The parties
specifically state their understanding that the
cash advance payday lender cannot be sued in any
court or any controversy or dispute. In the event
this provision or any part thereof is held to be
invalid or unenforceable for any reason, the remaining
terms and conditions of this agreement shall not
be effected thereby and shall remain in full force
and effect. |
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| AGREEMENT NOT
TO BRING OR PARTICIPATE IN CLASS ACTIONS. |
| To the extent permitted
by law, you agree not to bring, join or participate
in any class action as to any claim, dispute or
controversy you may have against Community Cash
Loans LLC or its employees, officers, directors
and assignees. You agree to the entry of injunctive
relief to stop such a lawsuit or to remove yourself
as a participant in the suit. This agreement is
not a waiver of any of your rights and remedies
to pursue a claim individually and not as a class
action in binding arbitration as provided above.
This agreement not to bring or participate in class
action suits is an independent agreement and shall
survive the closing and repayment of the loan for
which you are applying. |
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| EXTENSIONS. |
Community Cash Loans
will allow you to extend the original loan depending
on the state you live in but never more than three
times.
All extension requests must be received before 4:00pm
Pacific Time on the business day prior to the schedule
due date. Any request submitted after the deadline
will not be processed.
All special promotions and/or discounted rates for
the original finance charge, if extended beyond
the original repayment date, are subject to normal
charges specified under our "low fees"
chart. |
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| RETURNED TRANSACTIONS. |
| In the event that
any transaction, ACH or EFT debit, that you have
authorized returns to Community Cash Loans for any
reason: (1) you agree to pay a returned check charge
of $25.00; (2) in the event that we initiate collection
activity on your account, you agree to be responsible
for collection fees, court costs and fees, and all
reasonable attorney fees, and (3) you authorize
Community Cash Loans to initiate debits to any bank
accounts in your name in amounts up to and less
than the amount owed until the amount owed is paid
in full. |
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| LOAN AMOUNTS
AND FEES. |
| Community Cash Loans
currently provides loans ranging from $100 to $1500.
The fees you pay depends on the state you live in. |
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CONTACT
US WITH ANY QUESTIONS.
Please direct any questions concerning these terms
to:
help@CommunityCashLoans.com
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At CommunityCashLoans.com
your business is transacted with a licensed, bonded,
and secure lender. |
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