Utah online payday loans Terms and Fees


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Utah Payday loans: Terms & Fees

State of Utah
For questions or complaints regarding your payday loan in Utah please contact the Utah Department of Financial Institutions at (801) 538-8830.
The maximum loan amount for Utah residents is $1,500.

Terms of Loan
Payday loan in Utah will be due on your next payday that falls between 8 to 35 days from the day of the loan.
If you are paid by paper check, we will add a grace period of 1 day to deposit your check.

Loan Extensions
Your payday loan in Utah may be extended for maximum four times if you are paid weekly, bi-weekly or twice a month by paying additional fee before the loan is paid in full. Loan may only be extended two times if you are paid monthly, by paying an additional fee before the loan is paid in full. Maximum term of the loan and all extensions may not exceed a total of 12 weeks. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional fee. Extension, partial payment, and early payoff requests must be received at least two business days before the loan is due. You can request extension by logging into your member account.

Fees Schedule and APR

Loan Amount
		$100	$200	$300	$400	$500	$600	$700	$800	$900	$1000	$1100	$1200	$1300	$1400	$1500
Days	APR	Finance Charge
8	1140.63%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
9	1013.89%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
10	912.50%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
11	829.55%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
12	760.42%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
13	701.92%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
14	651.79%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
15	608.33%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
16	570.31%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
17	536.76%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
18	506.94%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
19	480.26%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
20	456.25%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
21	434.52%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
22	414.77%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
23	396.74%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
24	380.21%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
25	365.00%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
26	350.96%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
27	337.96%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
28	325.89%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
29	314.66%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
30	304.17%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
31	294.35%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
32	285.16%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
33	276.52%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
34	268.38%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
35	260.71%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
29	314.66%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
30	304.17%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
31	294.35%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
32	285.16%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
33	276.52%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
34	268.38%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375
35	260.71%	$25	$50	$75	$100	$125	$150	$175	$200	$225	$250	$275	$300	$325	$350	$375

Community cash loans LLC is insured, bonded, and licensed to make online payday loan.

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Financial Service Centers of America

Payday loan terms used
Payday loans l Cash advance l Emergency Online Loan l Quick cash l Fast online loans l Unsecured Personal loan l Short term Loan
Payday Glossary

"Thank you for helping me when I needed you the most. My loan was on time. I appreciate your prompt and professional service. Thanks a lot."
-Kenneth S.

The operator of this website makes payday loans only in the states it has a license. In the states where it does not make cash advances it will refer your application to the best cash advance lender based on your application. The operator of this Website is not an agent or representative of any lender and does not endorse any service or product. Cash advance deposit times may vary between lenders and in some cases faxing may be required. Completion of this application on this site does not guarantee that you will be approved for a cash advance loan. This service is not available in all states and the states serviced by this Website may change without notice.

Typically lenders will not perform credit checks with the three credit reporting agencies Equifax, Experian or Trans Union. Lenders may perform credit checks from alternate providers. These reports, however, will not affect your credit score.